Mattie Shivers

Took the blogging night off yesterday, as I crashed on the floor while reading and woke up at 1:30.  I guess I got a decent amount of sleep between the two rests -- one on the floor and one in bed -- which was good, as I needed it today.  Long day of work -- lots of meetings, then an online meeting with the MD's pharmacist to go over my prescriptions (2) and mineral supplements (2).  Ok, it was a bit more involved than that, but... and lots of work.  Trying to get the project done, lots of little things popping up, late data arrivals from elsewhere... I am hoping to finish a bunch of things tomorrow to facilitate many other things.  Oi.  

It is cold.  I mean, this is obvious, but I really felt it when throwing the apple core outside; it was cold and windy all day -- with some occasional snow showers -- and the snow seems to be over, now we have cold and wind.  I note that many schools already cancelled for tomorrow, and as much as I have "20 miles uphill both ways" syndrome, it does seem a bit rough to have kids out in -20 wind chills.  I know parents (some) have to scramble, but I cannot think that the alternative is any better...

Why Are Credit Card Rates So High? - A Wealth of Common Sense
You know, I don't quite buy this; I do to any extent but now, one would think they can model loss rates, bad debts, etc., and most of this is simply taking money from people who don't get it or why can't pay more than the minimums anyway.  Considering the profits large banks made -- and a significant share of said profits come from credit card users -- I think it is right and just that someone cracks down on this.  I find it is fascinating that it is a Republican suggesting it, which leads to wonder what exactly the CFPB and its minions are for.  I think it would be far more profitable -- politically and otherwise -- for POTUS to go to war with banks instead of Greenland, but what do I know...